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First Time Homebuyers: Victoria, Sidney, and Sooke British Columbia home buying, real estate listings, and homes for sale in BC

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Victoria, Sidney, and Sooke real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Zoning Laws >Easements

Every property has some kind of easement--utility, water and sewer or driveway easements which give access to landlocked parcels. As a property owner, you may be affected by easements at some point.

The easement in gross is the most common type of easement used by public utilities. These easements are often under or above the ground, so they do not consist of actual land. If a utility gains the right to an easement in gross over your land, it must pay you for the diminishment in value of your property.

Easements by prescription become easements simply through unchallenged use by the landowner for a specified number of years (usually 10-20). To avoid such an occurrence, the landowner must periodically make a formal objection to "start the clock over".

The most familiar type of easement is easement appurtment that allows access to public roads and is used to create driveways and walkways for subdivided parcels. This type of easement should be treated by both landowners (and beneficiaries) as actual land parcels to be described and recorded meticulously.

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Q	What is the longest construction time for a private residence?
A	The Winchester House in San Jose, CA, was under construction for over 38 years.
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Rosie the Realtor, REALTORŽ, real estate agent and broker for Victoria, Sidney, and Sooke British Columbia home listings, property and land for sale - NUMBER1EXPERT(tm)

Rosie the Realtor
Royal LePage Coast Capital Realty
1933 Oak Bay Avenue
Victoria, BC
V8R 1C8
Phone: 250 592-4422
Toll Free: 1-800-263-4753
Fax: 250 592-6600
Email: rosemariecolterman@NUMBER1EXPERT.com
Rosemarie Colterman offers extensive knowledge and experience of the Victoria real estate market. Originally from Toronto, Ontario, she left her successful career in the counselling and management field to focus on her love of real estate. Rosemarie prides herself on setting high standards: her integrity, attention to detail, care and understanding has built a loyal clientele. She considers her clients the heart and foundation of her business and goes the extra mile as their personal realtor. Rosemarie continually upgrades her skills and knowledge in the industry and feels it necessary to stay ahead of the constant changes in real estate. In her spare time, she enjoys running, playing sports, socialising with friends and spending quality time with her husband and three daughters. Let Rosemaries professionalism, enthusiasm and expertise go to work for you as your personal realtor.

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