Victoria real estate BC, Sidney real estate, and Sooke real estate, home listings and homes for sale in British Columbia, relocation and condos - Rosie the Realtor, REALTOR® Rosie the Realtor REALTOR(r) for Victoria, Sidney, and Sooke, British Columbia real estate, relocation and condos - NUMBER1EXPERT™ Rosie the Realtor NUMBER1EXPERT(tm) for Victoria, Sidney, and Sooke, British Columbia real estate, relocation and condos
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Rosie the Realtor, REALTOR®, real estate agent and broker for Victoria, Sidney, and Sooke British Columbia home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out what I can offer you as a Full Service Personal Realtor . Call me: 1-866-806-0982




We Were Instantly Impressed
"With Rosemarie's help, in the matter of a couple of weeks we found ourselves a beautiful home..."
Dr. George & Mrs. Marilou Ballinger
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Why Buyers Choose Me: Victoria, Sidney, and Sooke British Columbia home buying, real estate listings, and homes for sale in BC
Welcome > For Buyers > Why Buyers Choose Me ...



Referrals
 

If you know anyone interested in selling or buying real estate in the Greater Victoria area or north of the Malahat, please let me know. I would certainly appreciate your referral. I will follow up in a professional manner and, teamed with my expertise and knowledge, offer them a stress free and enjoyable real estate experience 

* I am always happy to send and receive referrals from Realtors right across the country 

I appreciate the opportunity to work with you and your referrals –
call me today! 

Direct Line: (250) 384-7663 (24 hrs ) 

Toll Free: 1-866-806-0982 (24 hrs ) 

Buying a Home Requires Many Difficult Decisions. Make Sure Your REALTOR® is a Top Local Expert. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a top Victoria, Sidney, and Sooke area REALTOR®, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Victoria, Sidney, and Sooke market, even listings not yet on the MLS, through my professional British Columbia real estate affiliations. 

- My expert local knowledge of the Victoria, Sidney, and Sooke area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Victoria, Sidney, and Sooke is no different! It's my job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in the Victoria, Sidney, and Sooke area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Ask me any question about buying a home in Victoria, Sidney, and Sooke. It's my job to help you! There's no obligation, and I promise to respond quickly... 

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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What is the average price for a home in the United States?

A 
According to recent data published by the NAR, the national median price for existing single-family homes is now $230,000.
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Rosie the Realtor, REALTOR®, real estate agent and broker for Victoria, Sidney, and Sooke British Columbia home listings, property and land for sale - NUMBER1EXPERT(tm)

Rosie the Realtor
Royal LePage Coast Capital Realty

1075 Pandora Ave.
Victoria, BC
V8V 3P7
Phone: 250-384-7663
Toll Free: 866-806-0982
Fax: 250-384-6614
Email: rosemariecolterman@NUMBER1EXPERT.com

Rosemarie Colterman offers extensive knowledge and experience of the Victoria real estate market. Originally from Toronto, Ontario, she left her successful career in the counselling and management field to focus on her love of real estate. Rosemarie prides herself on setting high standards: her integrity, attention to detail, care and understanding has built a loyal clientele. She considers her clients the heart and foundation of her business and goes the extra mile as their personal realtor. Rosemarie continually upgrades her skills and knowledge in the industry and feels it necessary to stay ahead of the constant changes in real estate. In her spare time, she enjoys running, playing sports, socialising with friends and spending quality time with her husband and three daughters. Let Rosemarie’s professionalism, enthusiasm and expertise go to work for you as your personal realtor.

Equal HousingREALTOR


Master Sales Award

Royal LePage Coast Capital Realty real estate and homes for sale in Victoria, Sidney, and Sooke British Columbia
Victoria Real Estate Board


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